F & M Community Bank and ICBA Support Graduates to Secure Their Financial Futures with Helpful Tips

In honor of Community Banking Month in April, F & M Community Bank and the Independent Community Bankers of America (ICBA) are highlighting community bank efforts to power local communities and fuel economic prosperity for Americans nationwide.

“As a financial provider deeply rooted in the community, we leverage our local insights and financial acumen to help residents reach their financial goals,” Tamsen Leimer, Mortgage and...

Many community banks have been serving farmers for more than a century because they understand the essential role the agricultural community plays in supporting our nation’s food supply and bolstering our economy.

In fact, 7 percent of the nation’s economy and 29 percent of American jobs are linked to the food and agriculture sectors, either directly or indirectly. Amidst the global supply chain and rising inflation concerns, these sectors...

In recognition of Data Privacy Week, F & M Community Bank and the Independent Community Bankers of America (ICBA) are reminding customers of practical steps to help safeguard their sensitive data and shield against losses in the event of a data breach or compromise.

In the first half of 2022, there were 817 data breaches in the U.S., and combined with data leaks and data exposure, they impacted more than 53 million individuals.

“In...

If ringing in 2024 has you thinking this is your year to have a better banking experience, we got you! Community banks, like F & M Community Bank, are passionate about consumers understanding that switching banks doesn’t have to be complicated. Moreover, did you know that the bank you choose could affect several factors that are important to a consumer’s financial journey, including securing a loan, obtaining favorable fees or rates, or ensuring the high-quality,...

“Good credit is a blueprint for financial success, so it’s essential to create a track record that demonstrates sound money management principles as you plan your financial future,” said Tamsen Leimer, VP and Rochester Branch Manager at F & M Community Bank. “Your neighborhood community banker can work with you to create a budget that reflects your short- and long-term financial goals so you...

F & M Community Bank joins the Independent Community Bankers of America (ICBA) in encouraging consumers to shop locally—online or in person—when purchasing gifts for friends and family during the holiday season.

When you support locally owned and operated businesses by shopping or dining locally, $48 out of every $100 is returned to the local economy, boosting job growth, charitable giving and civic engagement (compared to just $14 out of every...

From impersonal service to excessive fees and limited local involvement, there are several reasons why people are increasingly seeking alternatives to big banks.

One of the biggest complaints about big banks is their impersonal approach to customer service. Often, customers feel like a number in a system, making it challenging to receive individualized attention and tailored financial solutions. Community banks,...

Weather and health-related natural disasters can cause extensive property damage and wreak financial havoc on families and communities. In recognition of National Preparedness Month F & M Community Bank and the Independent Community Bankers of America (ICBA) are advocating simple measures to help consumers with preparation and recovery to reduce their financial impact.

“While...

In recognition of National Homeownership Month, F & M Community Bank, and the Independent Community Bankers of America (ICBA) are encouraging current and prospective homeowners to consult their trusted local community banker about how to make the home buying process easier and more affordable.

“Owning a home is a major financial undertaking and can be an important component in building generational wealth,” said Jayne Johnston, VP Mortgage...