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Insurance Services

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Who We AreImage of driver

Root River Agency Inc was established in 1958. We are an Independent Agency which means we have developed relationships with select teams of experts to provide you with options. We offer insurance plans from several different companies and develop the program that works best for you and your situation. We operate under the name F & M Insurance Services. Our Agents: Cherrie Brink has 15 years of experience at F & M and over 35 years insurance experience; and, Brenda Reicks has been with F & M for 7 years. We offer insurance for:

  • You (Life and Health Insurance)
  • Your Lifestyle (Home, Automobile, Cabin, Toys, etc.)
  • Your Business
  • Your Farm
  • Your Crops

Our primary office is in Preston but we also service our associate locations in Chatfield and Rochester. We are Minnesota licensed.


Customer Comments


"Appreciate you looking around and saving us some money. You make the process a lot easier.”


"I should have started working with you sooner.”


"You’ve been such a help today.”

Our Commitment to you. Our Pledge of Performance

Trusted Choice® agencies are insurance and financial services firms whose access to multiple companies and commitment to quality service enable us to offer our clients competitive pricing, broad choice of products and unparalleled advocacy.

As a Trusted Choice agency, we are dedicated to you and are committed to treating you as a person, not a policy. This commitment means we shall:

  • Work with you to identify the insurance and financial services that are right for you, your family or your business and use our access to multiple companies to deliver those products.
  • Guide you through the claims process for a prompt and fair resolution of your claim.
  • Help you solve problems related to your coverage or account.
  • Explain the coverages and options available to you through our agency, at your request.
  • Return your phone calls and e-mails promptly (usually within one business day) and respond to your requests in a timely manner.
  • Provide 24/7 services for our customers, offering any or all of the following: emergency phone numbers, Internet account access, e-mail and call center services.
  • Use our experience and multiple company relationships to customize your coverage as needed.
  • Commit our staff to continuing education so they may be more knowledgeable in serving you.
  • Treat you with respect and courtesy.
  • Conduct our business in an ethical manner.

We pledge this to you, our clients and ask that you let us know if we fail to meet our commitment, so we may take corrective action.

Products offered are not FDIC Insured. Products offered are not obligations of F & M Community Bank, N.A. Licensed to conduct business in MN. F & M Insurance Services is independently owned and operated.

Contact F & M Insurance Services, Inc.

If you’d like to discuss switching to F & M Insurance Services, Inc. to see how we can improve your coverage, fill out the form below to receive a no-obligation quote.

Contact Us At

100 St. Anthony Street N,
PO Box 467,
Preston, MN 55965. 

We can also be reached via phone at 507-765-3387.

Image of Cherrie Brink

Cherrie Brink

Agency Manager/Insurance Consultant: Commercial, Health, Crop and Life Specialist

Location: Preston, MN
Phone: (507) 765-6005
ID #20017463


Image of Brenda Reicks

Brenda Reicks

Insurance Consultant & Personal Lines Specialist

Location: Preston, MN
Phone: (507) 765-6004