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About F & M Community Bank

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A Personalized Experience

F & M Community Bank is a full-service, community-oriented bank that has been in operation since 1911. For over 100 years, we've been proud to fulfill the banking needs of local Minnesota citizens and businesses on a more personal, individualized level. Our employees who are your bank teller or your lending specialist are also your neighbors and friends. At F & M, we go the extra mile to customize banking in line with each individual's unique situation and needs. 

Value-Added Services

Not only do we work hard to personalize banking we also strive to offer value-packed banking services and state-of-the-art technologies. We understand that your time is precious, yet managing your money isn't exactly something you want to let fall by the wayside. That's precisely why we offer our customers with banking solutions that maximize their time and money. At F & M, "We Make Banking Easy!"™

Some of our exceptional offerings include:

  • Around-the-Clock Conveniences – You're busy. Make more time in your day thanks to our easy-to-use services such as mobile and online banking, telephone banking, eStatements, and more. Easily bank wherever and whenever it's convenient for you.
  • Customized Lending - No matter what you're financing, you can always count on lending that is uniquely customized to you. Whether you're looking for a new car, a home, supplemental cash for business operations, or nearly anything in-between, we're here with the one-on-one attention you deserve.  Decisions are made locally and quickly.

A Promise to Our Customers

F & M Community Bank has proudly served the communities of Southeastern Minnesota since 1911. While we consider ourselves very fortunate to do so, we know that there's been a lot more than just luck involved. We know exactly who we can thank for our level of success — you.

Just as you've shown us unwavering respect and stuck by us throughout the years, we'd like to take this opportunity to commit to returning that same level of respect you've come to know and trust. Day in and day out, we're committed to our customers for the last 100 years, and that's exactly what we intend to do for the next 100!

Our History in the Community

  • 1854 – City of Chatfield, MN is established.
  • 1854 – City of Rochester, MN is established.
  • 1855 – City of Preston, MN is established.
  • 1911 – F & M Community Bank was organized on March 27, 1911 with Tollef Sanderson as its President. At that time, it was called Farmers and Merchants State Bank of Preston with capital of $25,000.00. The bank was located in a building on the south side of the courthouse square in Preston.
  • 1930 – Wilson “Wils” A. Garratt became president and CEO until his retirement in 1967. Community involvement played a large role in Wils’ life. Wils received a plaque in honor of 50 years of service in banking at ceremonies during the 82nd annual Convention of the Minnesota Bankers Association.
  • 1967 – A. L. Christianson became President & CEO and obtained controlling interest of the bank. Taking care of the employees of the bank, its customers, and the community were of utmost importance to Al.
  • 1991 – Daniel “Dan” M. Christianson became Chairman, President & CEO. The son of A. L. Christianson, Dan mirrored his father as a family-oriented leader with a focus on community involvement.
  • 2000 – F & M opens an office in Chatfield, MN.
  • 2011 – F & M celebrates its 100th anniversary.
  • 2015 – Dan’s daughter Alyssa joins the bank in June to become the third generation of community bankers in the Christianson family.  She is the bank’s Compliance Officer and Internal Auditor.
  • 2015 – F & M opens an office in Rochester, MN.
  • 2018 – F & M rebrands with a new logo and colors, that portrays the authentic, dependable, community-centric focus of our business.

Core Values

  • Our people are important
  • Enriching lives by improving the communities we serve
  • Treat customers fairly, with respect, and add value to the relationship