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Cash Management Services

Home Business Banking Cash Management Services

Manage Your Business's Cash More Efficiently

At F & M Community Bank we offer a number of cash management services to help meet your business banking needs.

ACH Origination Services

Transfer money electronically and save the time and expense of issuing paper checks:

  • ACH Credits – transfer funds electronically to accounts at other financial institutions.  This option is ideal for direct deposit for payroll or accounts payable. 
  • ACH Debits – collect payments electronically from accounts at other financial institutions.  This option is ideal for donation collection and rent payments.

Remote Deposit Capture

Save time and money by depositing checks directly into your F & M Community Bank bank account using a scanner we install right in your office.

Positive Pay

Manage check fraud risk by providing issued check information to us, and if a check is presented to your account and it does not match the information you provided to us, the check must be approved by you before it is paid.

Online Bill Pay 

Pay any person or business through our secure online banking platform. To learn more about any of our cash management solutions, please contact your local business banker.

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