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Find Assistance in Setting and Reaching Your Financial Goals

Are you worried that you’re not saving enough for retirement? Or that you won’t have enough saved for your child to go to their dream college? Maybe you just want to have a little extra money so you can live more comfortably. Whatever your goals are, F & M Community Bank’s investment services can be tailored to you. We’ll start by discussing your goals, time horizon and risk tolerance before providing you with recommendations on how to reach those goals.

Our Investment Service Offerings

  • Retirement Savings
  • Risk Management
  • College Savings
  • Tax-Advantaged Investing
  • Fixed & Variable Annuities
  • Mutual Funds
  • Life Insurance
  • Long-Term Care Insurance
  • Retirement Plans
  • Disability Insurance
  • Money Market Funds

Mutual Funds, Annuities and Insurance products offered by Cetera Investment Services, LLC. Through Cetera Investment Services we help people work towards their financial goals.

*Consult your legal or tax counsel for advice and information concerning your particular circumstances. Neither Cetera Investment Services nor any of its representatives may give legal or tax advice.

Check the background of this investment professional on FINRA's BrokerCheck.

Securities and insurance products are offered through Cetera Investment Services LLC (doing insurance business in CA as CFGIS Insurance Agency), member FINRA/SIPC. Advisory services are offered through Cetera Investment Advisers LLC. Neither firm is affiliated with F & M Community Bank where investment services are offered.

Investments are: *Not FDIC/NCUSIF insured *May lose value *Not financial institution guaranteed *Not a deposit *Not insured by any federal government agency.

Click here to view Cetera Investment Services Privacy Policy, other Important Information and Business Continuity Plan.

This site is published for residents of the United States only. Registered Representatives of Cetera Investment Services LLC may only conduct business with residents of the states and/or jurisdictions in which they are properly registered. Not all of the products and services referenced on this site may be available in every state and through every advisor listed. For additional information please contact the advisor(s) listed on the site, visit the Cetera Investment Services LLC site at