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Business Banking

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Focusing on Helping You Maintain and Grow Your Business

As a business owner, you want to spend your time focusing on making your business successful. From helping businesses get their start or grow to serve more customers, to offering services that make it easier to manage your business’s finances, F & M Community Bank is proud to serve as a partner for local businesses.

Business Checking Accounts

We offer three accounts that give you the flexibility to maintain healthy balances and access your funds whenever you need to.

Choose Your Checking Account

Business Savings Accounts

Choose from two savings accounts that allow you to take advantage of competitive interest rates to grow your business’s money.

Save Your Way

Health Savings Accounts

Learn more about the benefits of being able to offer health savings accounts to your employees as an added employment benefit.

Learn More About HSAs

Retirement Accounts

Offering a way for your employees to effectively save for their retirement is a top recruiting tool. Discover more about how you can offer IRAs to your employees.

Help Your Employees Save for Retirement

Ag Loans

Find a loan option that can help you purchase equipment or add more land to your operation, we’ll help you find the right loan for your farm.

Find Your Ag Lending Solution

Business Loans

No matter the size of your business, our lenders will help you find the loan that can finance anything from startup costs to increasing inventory and expanding your business.

Find Your Business Loan Solution

Real Estate Loans

From farmland to new office space, our local lending team can create a real estate loan that will allow you to move your business or farm into a new location.

Find Your New Space

Business Credit Cards

Choose a business credit card from VISA® or MasterCard® that will allow you to make purchases for your business and earn rewards at the same time.

Choose Your Business Credit Card

Cash Management

From payroll services to managing ACH payments to vendors, let our team handle the cash management services so you can focus on running your business.

Make Cash Management Easier