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Online Banking

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Manage Your Finances Online

When we say, “We Make Banking Easy,”™ we mean it. You don’t always have time to get down to the bank to manage your accounts, which is why F & M Community Bank gives you the ability to manage them online. With online banking, you can access your accounts within our secure system at any time of day and from anywhere you have an internet connection. Once you’re logged in, you can:

  • View account balances
  • Transfer funds between your accounts
  • View your transaction history
  • Make a bill payment
  • View account statements
  • Conduct Person to Person (P2P) Transfers

Enroll in Online Banking

Online Bill Pay

You don’t need to write checks, stuff envelopes and buy stamps anymore. Bill Pay allows you to set up one-time or recurring payments to designated payees. Bill Pay allows you to set your pay dates by letting you schedule in advance. You must be enrolled in online banking to set up Bill Pay.


Your monthly account statements contain a lot of useful information about your accounts. When you sign up for eStatements, you can view all of that same information, but within the secure environment of our Online Banking system. Enrolling in eStatements allows you to access your account statements 24/7. You no longer have to store your paper statements and shred them to ensure your privacy.

Signing Up for eStatements

The below enrollment instructions apply to personal accounts only. If you are a business and would like to sign up for eStatements, please contact your business banker. You must be enrolled in Online Banking to sign up for eStatements. Once you are, you can enroll by logging in to Online Banking and following these steps:

  1. Login to online banking.
  2. On the top right hand corner, navigate to “Profile” and then scroll down to Electronic Statements.
  3. The Electronic Correspondence Agreement will come up, read it, and check the box next to “By clicking this box, I indicate I have read the terms and conditions of electronic correspondence”. 
  4. Enter the Verification Code
  5. You will see the message “You have selected account XXXXXXX to receive electronic correspondence.” 

The enrollment process is complete and you may continue doing business in online banking or you may log out at that time.