Personal & Business Banking | F & M Community Bank

Discovering Your Medicare Plan

It's that time of year, election time. Medicare open enrollment starts October 15. Our community insurance expert Cherrie Brink, explains what you need to know about various plan options & guides you through how they fit together to meet your needs.
Read the News Story
Your Business Banking Partner

F & M Community Bank proudly works with local businesses of all sizes. From deposit accounts to business loan solutions, you'll benefit from working with a business banking team that understands your needs.
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Manage Your Accounts On the Go

With F & M Community Bank's mobile banking services, you can do anything from managing your accounts to depositing checks using your device's camera.
Download the App

Online Banking

Manage your accounts at F & M Community Bank with a single login to gain access to our secure online banking system.

Debit Cards

Make transactions or withdraw cash using a debit card that is linked directly to your checking account.

Home Loans

Learn more about the benefits by working with a lender that works with you to understand your unique needs.

Business Loans

Find the loan solution to grow your business and improve operations so you can meet your customers' needs.

"Rochester Area Foundation is pleased to partner with F & M Community Bank. We are grateful for the high level of service and care that we get from their staff that incorporates the unique needs of our non-profit organization."

Jennifer Woodford

President of Rochester Area Foundation

Our focus on Community

"We like F & M Community Bank because of the great service we get! The staff is always friendly, helpful, efficient and willing to go the extra mile to help us. They always answer their phone when we call them, instead of getting an automated message."

Mike and Mary Ketchum

F & M Community Bank Customer

Our Personal Services