Personal & Business Banking | F & M Community Bank

Financial Assistance is Available

The Coronavirus has made an impact not only on our health systems but also on our financial wellbeing. Several resources are available to assist, and more programs are becoming available daily. We will get through this together; we are Community.
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Manage Your Accounts On the Go

With F & M Community Bank's mobile banking services, you can do anything from managing your accounts to depositing checks using your device's camera.
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Your Business Banking Partner

F & M Community Bank proudly works with local businesses of all sizes. From deposit accounts to business loan solutions, you'll benefit from working with a business banking team that understands your needs.
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Full Service Insurance Agency

Our insurance solutions are offered through Root River Agency, Inc. You can choose insurance offerings for yourself, your business, your farm or your family.
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Online Banking

Manage your accounts at F & M Community Bank with a single login to gain access to our secure online banking system.

Debit Cards

Make transactions or withdraw cash using a debit card that is linked directly to your checking account.

Home Loans

Learn more about the benefits by working with a lender that works with you to understand your unique needs.

Business Loans

Find the loan solution to grow your business and improve operations so you can meet your customers' needs.

"Working with F & M Community Bank on both a commercial and personal level, I have experienced an incredible commitment to service. They make everything from lending to commercial banking simple and easy. Despite being a community bank, they are ahead of the field with technology that saves time and makes banking efficient."

Josh Noser

Owner of Quarry Hill Park Animal Hospital

Our Customer Promise

"It's always nice to have the knowledgeable and friendly staff greet us by name, instead of feeling just like another impersonal account number."

Rochester Family Eye Clinic

F & M Community Bank Customer

Our Dedicated Team