Personal & Business Banking | F & M Community Bank

Your Business Banking Partner

F & M Community Bank proudly works with local businesses of all sizes. From deposit accounts to business loan solutions, you'll benefit from working with a business banking team that understands your needs.
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Manage Your Accounts On the Go

With F & M Community Bank's mobile banking services, you can do anything from managing your accounts to depositing checks using your device's camera.
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Put Your Home's Equity to Work

A Home Equity Line of Credit from F & M Community Bank allows you to make advances as needed.
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Full Service Insurance Agency

Our insurance solutions are offered through Root River Agency, Inc. You can choose insurance offerings for yourself, your business, your farm or your family.
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Investment Strategy to Meet Your Goals

F & M Community Bank's investment team will get to know you and understand your goals for investing your money.
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Online Banking

Manage your accounts at F & M Community Bank with a single login to gain access to our secure online banking system.

Debit Cards

Make transactions or withdraw cash using a debit card that is linked directly to your checking account.

Home Loans

Learn more about the benefits by working with a lender that works with you to understand your unique needs.

Business Loans

Find the loan solution to grow your business and improve operations so you can meet your customers' needs.

"F & M gives us peace of mind when handling our business accounts and even helped us with purchasing our first home!"

Dan & Karine Marsac

F & M Community Bank Customer

Our Home Loan Options

"We like F & M Community Bank because of the great service we get! The staff is always friendly, helpful, efficient and will to go the extra mile to help us. They always answer their phone when we call them, instead of getting an automated message."

Mike and Mary Ketchum

F & M Community Bank Customer

Our Personal Services