Personal & Business Banking | F & M Community Bank

Discovering Your Medicare Plan

It's that time of year, election time. Medicare open enrollment starts October 15. Our community insurance expert Cherrie Brink, explains what you need to know about various plan options & guides you through how they fit together to meet your needs.
Read the News Story
Your Business Banking Partner

F & M Community Bank proudly works with local businesses of all sizes. From deposit accounts to business loan solutions, you'll benefit from working with a business banking team that understands your needs.
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Manage Your Accounts On the Go

With F & M Community Bank's mobile banking services, you can do anything from managing your accounts to depositing checks using your device's camera.
Download the App

Online Banking

Manage your accounts at F & M Community Bank with a single login to gain access to our secure online banking system.

Debit Cards

Make transactions or withdraw cash using a debit card that is linked directly to your checking account.

Home Loans

Learn more about the benefits by working with a lender that works with you to understand your unique needs.

Business Loans

Find the loan solution to grow your business and improve operations so you can meet your customers' needs.

"It's always nice to have the knowledgeable and friendly staff greet us by name, instead of feeling just like another impersonal account number."

Rochester Family Eye Clinic

F & M Community Bank Customer

Our Dedicated Team

"Finding a bank like F & M Community with lending programs and experienced lenders, has allowed me to finance things for my family. They listened to my needs and answered all my questions and helped to find the right solution for me."

Allisa Jauert

F & M Community Bank Customer

Our Personal Lending