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Online Banking

Online Banking

Manage your accounts at F & M Community Bank with a single login to gain access to our secure online banking system.

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Credit Card

Debit Cards

Make transactions or withdraw cash using a debit card that is linked directly to your checking account.

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Home Loans

Home Loans

Learn more about the benefits by working with a lender that works with you to understand your unique needs.

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Business Loans

Business Loans

Find the loan solution to grow your business and improve operations so you can meet your customers' needs.

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"We couldn't wait for F & M Community Bank to open a branch in Rochester. Their friendly staff and personal service fit right in with our family business. It's great to have a bank with honest people that work with us, listen to our needs and help our business grow."

Jim Stelley

Westgate Service Center

Our Business Services

"We like F & M Community Bank because of the great service we get! The staff is always friendly, helpful, efficient and willing to go the extra mile to help us. They always answer their phone when we call them, instead of getting an automated message."

Mike and Mary Ketchum

F & M Community Bank Customer

Our Personal Services