Personal & Business Banking | F & M Community Bank

Your Business Banking Partner

F & M Community Bank proudly works with local businesses of all sizes. From deposit accounts to business loan solutions, you'll benefit from working with a business banking team that understands your needs.
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Manage Your Accounts On the Go

With F & M Community Bank's mobile banking services, you can do anything from managing your accounts to depositing checks using your device's camera.
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Put Your Home's Equity to Work

A Home Equity Line of Credit from F & M Community Bank allows you to make advances as needed.
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Full Service Insurance Agency

Our insurance solutions are offered through Root River Agency, Inc. You can choose insurance offerings for yourself, your business, your farm or your family.
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Investment Strategy to Meet Your Goals

F & M Community Bank's investment team will get to know you and understand your goals for investing your money.
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Online Banking

Manage your accounts at F & M Community Bank with a single login to gain access to our secure online banking system.

Debit Cards

Make transactions or withdraw cash using a debit card that is linked directly to your checking account.

Home Loans

Learn more about the benefits by working with a lender that works with you to understand your unique needs.

Business Loans

Find the loan solution to grow your business and improve operations so you can meet your customers' needs.

"We couldn't wait for F & M Community Bank to open a branch in Rochester. Their friendly staff and personal service fit right in with our family business. It's great to have a bank with honest people that work with us, listens to our needs and help our business grow."

Jim Stelley

Westgate Service Center

Our Business Services

"Finding a bank like F & M Community with lending programs and experienced lenders, has allowed me to finance things for my family. They listened to my needs and answered all my questions and helped to mend the right solutions to finance me."

Allisa Jauert

F & M Community Bank Customer

Our Personal Lending