Personal & Business Banking | F & M Community Bank

Financial Assistance is Available

The Coronavirus has made an impact not only on our health systems but also on our financial wellbeing. Several resources are available to assist, and more programs are becoming available daily. We will get through this together; we are Community.
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Manage Your Accounts On the Go

With F & M Community Bank's mobile banking services, you can do anything from managing your accounts to depositing checks using your device's camera.
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Community Matters: Update on COVID-19

Please see the special message from Dan Christianson, Chairman of the Board and CEO, regarding a change to our Saturday hours.
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Your Business Banking Partner

F & M Community Bank proudly works with local businesses of all sizes. From deposit accounts to business loan solutions, you'll benefit from working with a business banking team that understands your needs.
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Full Service Insurance Agency

Our insurance solutions are offered through Root River Agency, Inc. You can choose insurance offerings for yourself, your business, your farm or your family.
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Online Banking

Manage your accounts at F & M Community Bank with a single login to gain access to our secure online banking system.

Debit Cards

Make transactions or withdraw cash using a debit card that is linked directly to your checking account.

Home Loans

Learn more about the benefits by working with a lender that works with you to understand your unique needs.

Business Loans

Find the loan solution to grow your business and improve operations so you can meet your customers' needs.

"We like F & M Community Bank because of the great service we get! The staff is always friendly, helpful, efficient and willing to go the extra mile to help us. They always answer their phone when we call them, instead of getting an automated message."

Mike and Mary Ketchum

F & M Community Bank Customer

Our Personal Services

"It's always nice to have the knowledgeable and friendly staff greet us by name, instead of feeling just like another impersonal account number."

Rochester Family Eye Clinic

F & M Community Bank Customer

Our Dedicated Team