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Online Banking

Online Banking

Manage your accounts at F & M Community Bank with a single login to gain access to our secure online banking system.

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Credit Card

Debit Cards

Make transactions or withdraw cash using a debit card that is linked directly to your checking account.

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Home Loans

Home Loans

Learn more about the benefits by working with a lender that works with you to understand your unique needs.

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Business Loans

Business Loans

Find the loan solution to grow your business and improve operations so you can meet your customers' needs.

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"Rochester Area Foundation is pleased to partner with F & M Community Bank. We are grateful for the high level of service and care that we get from their staff that incorporates the unique needs of our non-profit organization."

Jennifer Woodford

President of Rochester Area Foundation

Our focus on Community

"Working with F & M Community Bank on both a commercial and personal level, I have experienced an incredible commitment to service.  They make everything from lending to commercial banking simple and easy.  Despite being a community bank, they are ahead of the field with technology that saves time and makes banking efficient."

Josh Noser

Owner of Quarry Hill Park Animal Hospital

Our Customer Promise