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Online Banking

Online Banking

Manage your accounts at F & M Community Bank with a single login to gain access to our secure online banking system.

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Credit Card

Debit Cards

Make transactions or withdraw cash using a debit card that is linked directly to your checking account.

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Home Loans

Home Loans

Learn more about the benefits by working with a lender that works with you to understand your unique needs.

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Business Loans

Business Loans

Find the loan solution to grow your business and improve operations so you can meet your customers' needs.

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"We like F & M Community Bank because of the great service we get! The staff is always friendly, helpful, efficient and willing to go the extra mile to help us. They always answer their phone when we call them, instead of getting an automated message."

Mike and Mary Ketchum

F & M Community Bank Customer

Our Personal Services

"Rochester Area Foundation is pleased to partner with F & M Community Bank. We are grateful for the high level of service and care that we get from their staff that incorporates the unique needs of our non-profit organization."

Jennifer Woodford

President of Rochester Area Foundation

Our focus on Community