Personal & Business Banking | F & M Community Bank

Your Business Banking Partner

F & M Community Bank proudly works with local businesses of all sizes. From deposit accounts to business loan solutions, you'll benefit from working with a business banking team that understands your needs.
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Manage Your Accounts On the Go

With F & M Community Bank's mobile banking services, you can do anything from managing your accounts to depositing checks using your device's camera.
Download the App
American Red Cross Alert

Blood donors are needed during this severe shortage. All healthy individuals, please schedule a time to donate! We are hosting a drive on October 22nd, 2020, from 10am - 4pm in our Preston Community Room.
Make an Appointment
Full Service Insurance Agency

Our insurance solutions are offered through Root River Agency, Inc. You can choose insurance offerings for yourself, your business, your farm or your family.
Explore Your Options

Online Banking

Manage your accounts at F & M Community Bank with a single login to gain access to our secure online banking system.

Debit Cards

Make transactions or withdraw cash using a debit card that is linked directly to your checking account.

Home Loans

Learn more about the benefits by working with a lender that works with you to understand your unique needs.

Business Loans

Find the loan solution to grow your business and improve operations so you can meet your customers' needs.

"It's always nice to have the knowledgeable and friendly staff greet us by name, instead of feeling just like another impersonal account number."

Rochester Family Eye Clinic

F & M Community Bank Customer

Our Dedicated Team

"We couldn't wait for F & M Community Bank to open a branch in Rochester. Their friendly staff and personal service fit right in with our family business. It's great to have a bank with honest people that work with us, listen to our needs and help our business grow."

Jim Stelley

Westgate Service Center

Our Business Services