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SBA Loans

SBA Loans

At F & M Community Bank, we believe the size of your business should have nothing to do with your ability to secure a loan. That's why we work with both the U.S. Small Business Administration and with you to secure budget-friendly financing for anything from commercial real estate, to business acquisition, working capital, and much more.

We also participate with the SBA 504 Loan Program, which allows borrowers to borrow up to 90% of their financing needs. Learn more about SBA 504 Loans.

Benefit from typically lower down payments and extended terms. Plus, additional considerations that are taken into account when deciding maturity*. Give your business what it needs to grow and prosper — look to a local bank for helpful answers today.

  • Available to start-up businesses, as well as purchasing and refinancing existing businesses
  • Government-assisted help for businesses that might otherwise have difficulty getting approved
  • Special financing for qualifying businesses
  • Competitive rates for a wide range of business needs:
  • Commercial real estate purchase
  • Construction
  • Business acquisition or expansion
  • Equipment/inventory purchase
  • Working capital
  • And more
  • SBA 504 Loan options available
  • Borrow up to 90% of your financing needs. Learn more about SBA 504 Loans.
  • A wide range of lending options available
  • Generally lower down payments and extended terms
  • Additional considerations taken when deciding maturity*
  • Local Southeastern Minnesota decision-making and processing for quick approvals
  • Detailed service from start to finish
  • Knowledgeable staff available to answer any questions you might have

*Loan maturities are based on the ability to repay, the purpose of the loan proceeds, and the useful life of the assets financed.