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Operating Lines of Credit

Operating Lines of Credit

In business it's not a matter of if, it's a matter of when expenses will come up. Meet those needs head on, again and again with an Operating Line of Credit from F & M Community Bank. Once established, your credit line can be withdrawn at any time without reapplying for a separate installation.

Stay on top of inventory, capitalize on trade discounts, and have working capital to spare. Easily unlock funds as needed as your principal is paid off. Give yourself more financial flexibility; an Operating Line of Credit can help.

  • Competitive rates for a wide range of seasonal or ongoing business needs:
  • Inventory
  • Account receivable
  • Capitalize on trade discounts
  • Working capital
  • Ongoing updates
  • And more
  • Greater financial flexibility for day-to-day operations
  • Customized repayment, designed around your business's unique needs
  • Funds available as needed; no need to reapply for a separate installation
  • Revolving credit – as principal is repaid, more becomes available
  • Only pay interest on the part that's used
  • Local Southeastern Minnesota decision-making and processing for quick approvals
  • Detailed service from start to finish
  • Knowledgeable staff available to answer any questions you might have