Personal & Business Banking | F & M Community Bank

We thank you Veterans

This Veterans Day, we extend our deepest gratitude to the brave men and women who have served our country with honor and dedication. In observance of Veterans Day, F & M Community Bank will be closed on November 11th.
Ready to make your dream home a reality?

It doesn't matter if you're purchasing your first home, second home, or vacation home, you need to work with a lender you can trust. Let us help you open the door to your new home today!
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Your Neighborhood. Your Bank. Your Future.

At F & M Community Bank, we believe in building strong relationships with our customers, starting right here in your neighborhood.
Meet Our Team
ID TheftSmart

In today's digital age, safeguarding your personal information is more crucial than ever. By setting up ID TheftSmart, you can proactively protect yourself from identity theft and ensure your sensitive data remains secure.
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Company Story

We have a great company story we want to share with you. Check it out!
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Online Banking

Manage your accounts at F & M Community Bank with a single login to gain access to our secure online banking system.

Debit Cards

Make transactions or withdraw cash using a debit card that is linked directly to your checking account.

Home Loans

Learn more about the benefits by working with a lender that works with you to understand your unique needs.

Business Loans

Find the loan solution to grow your business and improve operations so you can meet your customers' needs.

"Finding a bank like F & M Community with lending programs and experienced lenders, has allowed me to finance things for my family. They listened to my needs and answered all my questions and helped to find the right solution for me."

Allisa Jauert

F & M Community Bank Customer

Our Personal Lending

"We couldn't wait for F & M Community Bank to open a branch in Rochester. Their friendly staff and personal service fit right in with our family business. It's great to have a bank with honest people that work with us, listen to our needs and help our business grow."

Jim Stelley

Westgate Service Center

Our Business Services