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Flexible Savings

Flexible Savings

Make your savings mirror your dreams with an account designed exactly for that purpose. Whether your heart is set on a family vacation, a destination wedding, a joy-filled Christmas, or anything in between, Flexible Savings can help turn that dream into a reality.

Simply decide an amount and work toward that goal little by little, month by month. All the while, receive premium interest on your entire balance, putting you that much closer to where you want to be. Then come time for your big event, we'll release your funds plus earned interest!

  • Flexible savings operates around your unique objectives
  • Save for the holidays, family vacation, home repairs, or any other goal
  • An F & M checking account is required in order to open this account
  • Premium interest paid on entire balance
  • Interest paid and funds released annually (November 1)
  • Check issued directly to you
  • Up to two deposits may be made per month in increments of $100 or less
  • Free online banking
  • Free eStatements
  • $25 minimum deposit to open