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Our Privacy Policy
PRIVACY DISCLOSURE
The directors, management, and staff of F & M
Financial Services, Inc. and its affiliates are concerned about and
respect the privacy of our customers' personal financial information.
We understand that our customers furnish sensitive information to
us in the course of daily business, and we are committed to treating
such information responsibly. We know that our customers expect privacy
and security for their personal and financial affairs. We will take
all the necessary steps to safeguard sensitive information that has
been entrusted to us by our customers. The following privacy policy
and disclosure outlines our practice regarding personally identifiable
financial information for consumers and those consumers who become
our customers.
TYPES OF INFORMATION
WE COLLECT
We collect nonpublic personal information about you from
many sources, including the following:
- Information we receive from
you on applications or other forms;
- Information about your transactions
with us, our affiliates, or others; and
- Information we
receive from a consumer reporting agency.
Nonpublic personal information
does not include that which is available from government records,
widely distributed media, or government-mandated disclosures.
TYPES OF INFORMATION
WE DISCLOSE
We do not disclose any nonpublic personal information about
our customers or former customers to anyone except as permitted
by law.
SAFEGUARDING CUSTOMER INFORMATION
We restrict access to nonpublic
personal information about you to those employees who need to know
that information to provide products or services toyou. We maintain
physical, electronic, and procedural safeguards that comply with
federal standards to guard your nonpublic personal information. We
thank you for your business and look forward to serving you for many
years to come. If you have any questions, please feel free to contact:
F & M Financial Services, Inc.
F & M Community Bank,
N.A.
Root River Insurance Agency, Inc.
d.b.a. F & M Insurance Services
Attn:
Financial Privacy Coordinator
PO Box 467
Preston, MN 55965
or call 507 765 3823 or 800 950 4745
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