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Checking Accounts
Step up to our Community
classic Account and receive the benefits by having four or
more qualifying relationships.
Community Free Checking
- Description: No fee checking account
- Opening Deposit: $100.00
- Minimum Daily Balance: None
- Minimum Balance Fee: None
- Interest: None
- Free Checks: None
- Debit Card Fee: None
- ATM Transaction Fee: FREE at SHAZAM® Privileged Status
Machine*
- No Check Imaging
Community Checking
- Description: Basic checking account
- Opening Deposit: $100.00
- Minimum Daily Balance: $300.00
- Minimum Balance Fee: None, unless you fall below minimum balance
- Interest: None
- Free Checks: None
- Debit Card Fee: None
- ATM Transaction Fee: FREE at SHAZAM® Privileged Status
Machine*
- Check Imaging
Community Interest Checking
- Description: Interest bearing account
- Opening Deposit: $100.00
- Minimum Daily Balance: $500.00
- Minimum Balance Fee: None when you maintain your minimum balance
- Interest: Yes
- Free Checks: First box free (F & M Community Bank checks)
- Debit Card Fee: None
- ATM Transaction Fee: FREE at SHAZAM® Privileged Status
Machine*
- Check Imaging
Summit Club Checking
(age 55 and better)
- Description: Special club checking for customers age 55 or better
- Opening Balance: $100.00
- Minimum Daily Balance: Qualifying deposit
- Minimum Balance Fee: None
- Interest: None
- Free Checks: Summit Club Checks
- Debit Card Fee: None
- ATM Transaction Fee: None
- Check Imaging
- Unlimited Check Writing Privileges
Community Classic Account
By having four or more
of the following relationships you can step up to our Community
Classic Account
- Direct Deposit
- Automatic payment deductions
- Debit/ATM card
- Ready Reserve Loan
- Safe Deposit Box
- Loan with F & M Community Bank
- Insurance with F & M Insurance Services
- Investments:
Certificate of Deposit
Savings Account
Benefits:
- Minimum daily balance fee WAIVED
- First box of checks FREE
- Check Images FREE
- Easy Banking Line FREE
- First to Know Program - Ask for DETAILS!
- ATM/Debit Card FREE (no F & M transaction
fees)
- On-Line Banking FREE
- Investment consultation FREE
- Insurance quote FREE
- 24/7 Banking
* SHAZAM® ATM locations:
www.shazam.net
Conveniences and Discounts
with every one of our checking accounts
- Debit Card or ATM Card FREE - Fast, easy and convenient to use
- Ready Reserve Loan
- Direct Deposit Available FREE
- Automatic payment deduction of regular monthly bills FREE
- Unlimited Check Writing Privileges FREE
- Automatic transfers from checking to savings available FREE
- Easy Bank by Mail Kit FREE
- On-Line Banking FREE
- Outstanding Customer Service FREE
- Easy Banking Line FREE
- Other Services Available
Investment Consultation FREE
Insurance Quotes FREE
Night Drop Box Service FREE
Wire Transfers
Money Orders
Cashier's Checks
Traveler's Checks
Savings Bonds
Notary Services FREE
Retirement Planning
Financial Counseling
Safe Deposit Boxes
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