F & M Community Bank Summit Club Benefits        

• Summit Club Checking:
  • Opening Deposit: $100.00
  • Minimum Balance monthly fee waived
  • Debit/ATM card available – No F & M transaction fees
  • Item imaging – statement includes images of checks and deposits, presorted by type, number and date
  • Direct Deposits/Automatic Payments
  • Internet Banking
  • Unlimited check writing privileges
  • Free Club Account checks
• No fees for Personal Money Orders
• Free Photocopies (Limited quantities)
• Safe Deposit Box Rental discount
• Discounted Fax Service
• Certificate of Deposit Bonus Rate. (Ask for details)
• Group Discount available on your auto and/or homeowners insurance through F & M Insurance Services
• Financial Planning and Personal Banking Services
• "Member Section" in the Community Connection Newsletter

Summit Club Opportunities

• Movies and other activities
• Day-Away trips
• Tour and extended travel opportunities
• Frequent Traveler program
• Travel Gift Certificates