Home Mortgage Loans
F & M Community Bank offers a full range of mortgage products and the expertise to find the product that fits your situation best. Combine this with a financing flexibility not found at all financial institutions and we are sure you will find that “We Make Banking Easy”. We look forward to meeting with you to discuss what option is best for you! Or if you wish, just stop and visit with us anytime to gather information about mortgage loans and the process involved.
These are the types of Home Mortgage Loans available:
LOANS TO PURCHASE OR REFINANCE A HOME
- Fixed Rate Loans: Long term mortgages with rates locked up to 30 years
- Balloon Loans: Shorter term mortgages that offer added flexibility
LOANS TO BUILD A HOME
- Residential Lot Loans: Finance the purchase of a lot now and build your home later.
- Construction Loan: We can help you build your new home and when complete, provide a long term, fixed rate mortgage with no additional applications, etc.
LOANS TO IMPROVE YOUR HOME OR MAKE OTHER PURCHASES
- Home Improvement Loan: We can provide a loan to improve your home
- Home Equity Line of Credit: This will provide funds for you to be used as you wish
What we can do for you:
- Pre-qualify you with no cost or obligation
- Explain the mortgage process and terms
- Provide Online account access
- Service the loan and answer any questions you may have regarding your mortgage loan
WHO TO CONTACT
CLICK HERE TO LEARN MORE ABOUT THE MORTGAGE PROCESS & WHAT INFORMATION IS NEEDED.