Summit Club

F & M Community Bank is committed to the community; the Summit Club is one way F & M meets this objective. Value-added financial benefits, social, educational, and travel opportunities are available for qualifying deposit customers.

You qualify for membership by:

  • Attaining age 55 or better
  • Having an F & M Community Bank checking account
  • Maintaining a required minimum balance of $1,500 in a combination of checking and savings accounts or depositing $5,000 in a CD
  • A joint account will cover both husband and wife

Summit Club Benefits

  • Debit/ATM card available - no F & M transaction fees
  • Free Club Account checks
  • No fees for personal money orders
  • Free photocopies (limited quantities)
  • Safe deposit box rental discount
  • Group discount available on auto and/or homeowners insurance through F & M Insurance Services
  • "Member Section" in the Community Connection newsletter

Summit Club Opportunities

  • Movies and other activities
  • Day-away trips
  • Tour and extended travel opportunities
  • Frequent traveler program
  • Travel gift certificates
  • Guest speakers