Kasasa Cash Back

Kasasa Cash Back

Kasasa Cash Back® is designed with one person in mind — you. Pad your pockets, not your bank's. This free, rewarding account helps you make more money on your money. Receive cash back for simply swiping your debit card!

At the same time, get paid back for pesky ATM fees incurred not just around the Southeastern Minnesota area, but nationwide*! It's your hard-earned money, and Kasasa Cash Back aims to keep it that way. Take control of your money, starting by signing up today!

Easily convert your existing F & M account to Kasasa Cash Back! Simply contact us, visit us, or call 1-800-950-4745.


How Does Kasasa® Work?

Simple things like using your debit card and receiving eStatements save you time and make life easier. Those small changes also help save us some money. We can then pump that money back into the community — and to pay you rewards!


Qualifying for rewards is easy — so easy, in fact, you're probably already doing it! To earn your rewards, simply do the following activities in your Kasasa Cash Back account during the monthly qualification cycle.

  • Have at least 12 debit card purchases post and settle
  • Be enrolled and receive eStatement notice
  • Be enrolled and log into online banking
  • Have at least 1 automatic payment (ACH) or bill pay post and settle

That's it. If you don't meet the qualifications one month, don't worry. There is no penalty, and you still have a free checking account. Plus, you can get back to earning cash back and nationwide ATM fee refunds the very next month.

*Minimum to open is $100. When monthly qualifications are met, you receive 2% cash back on debit card purchases that post to and settle account during monthly qualification cycle up to a total cash back of $8 per monthly qualification cycle. Qualifying transactions must post to and settle account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Domestic ATM fees incurred during qualification cycle will be reimbursed up to $25 if qualifications are met within monthly qualification cycle. Transfers between accounts do not count as qualifying transactions. Limit one account per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 of higher.