About F & M Community Bank

A Personalized Experience

F & M Community Bank is a full-service, community-oriented bank in operation since 1911. For over 100 years we've been proud to fulfill the banking needs of local citizens and business on a more personal, individualized level. Not only are our employees your bank teller or your lending specialist; they're your neighbors and friends. At F & M, we go the extra mile to customize banking in line with each individual's unique situation and needs.

Value-Added Services

Not only do we work hard to personalize banking, we also strive to offer value-packed banking services and state-of-the-art technologies. We understand that your time is precious, yet managing your money isn't exactly something you want to let fall by the wayside. That's precisely why we offer our hardworking customers with banking solutions that maximize their time and money. At F & M, "We Make Banking Easy!"™

Some of our exceptional offerings include:

  • Do You Kasasa?® - F & M is proud to offer innovative Kasasa® checking and savings products. Each account is 100% free and offers valuable rewards like nationwide ATM fee refunds*, really high interest, cash in your pocket, and more! Benefit in multiple ways with a Kasasa Cash®, Kasasa Cash Back®, or a Kasasa Saver® account!
  • Around-the-Clock Conveniences – You're busy. Make more time in your day thanks to easy-to-use services, like online banking, telephone banking, eStatements, and more. Easily bank whenever it's convenient for you.
  • Customized Lending - No matter what you're financing, you can always count on lending that is uniquely customized to you. Whether you're looking for a new car, a home, supplemental cash for business operations, or nearly anything in between, we're here with the one-on-one attention you deserve.

A Promise To Our Customers

F & M Community Bank has proudly served the communities of Southeastern Minnesota for over 100 years. While we consider ourselves very fortunate to do so, we know that there's been a lot more than just luck involved. We know exactly who we can thank for our level of success — you.

Just as you've shown us unwavering respect and stuck by us throughout the years, we'd like to take this opportunity to commit to returning that same level of respect you've come to know and trust. Day in and day out, we've committed to our customers for the last 100 years, and that's exactly what we intend to do for the next 100!